Buy and sell with confidence with our free comprehensive property reports. Find out sales and rental history, property price range estimates disclaimer , suburb insights, estimated total equity disclaimer and useable equity disclaimer if you choose an ANZ Property Profile and Equity Report and more.
Enter property details, select report type, submit form and your report will be emailed to you in minutes.
Provide us with your details and one of our home loan specialists will get in touch. They can discuss issues including:
As well as any other home loan queries you may have.
Call back time is 1-3 business days.
Begin your home loan application journey by providing details about:
One of our home loan specialists will then be in touch to progress with your application.
Call back time is 1-3 business days.
Monday - Friday 8am to 8pm (Sydney/Melbourne time)
Your 16-page ANZ Property Profile Sales Report includes:
Your 19-page ANZ Property Profile and Equity Report includes:
ANZ Property Profile Reports provide a price range estimate disclaimer sourced from PropTrack Pty Ltd. These estimates:
The price range estimate is calculated by PropTrack fluid models. It’s different to a valuation and it’s important to understand the differences before you make an offer.
The property price range estimate in an ANZ Property Profile Report is:
The PropTrack estimate is based on many variables as mentioned in the ANZ Property Profile Report, which includes available public sales history and features such as property location, including proximity to services (e.g. train lines); property attributes, including bedrooms, bathrooms, parking, land size etc.; and property features, such as balcony, pool and timber floor.
PropTrack price range estimates disclaimer in an ANZ Property Profile Report use fluid models, which means estimates are updated or removed when relevant.
For example, a PropTrack price range estimate might change over the course of a 6week campaign, as market data changes (e.g. local sales history).
On occasion we are unable to provide a market price range estimate for a property. There are a few reasons why this may be the case, including insufficient data available for the property or lack of comparable sales in the surrounding area.
When this occurs both the ANZ Property Profile Sales Report and ANZ Property Profile and Equity Report are still generated for that address, providing property and suburb insights.
Equity in your home is calculated as the difference between the value of your property and how much you owe (outstanding loan balance, inclusive of any redraw amount) on your home loan at the time the calculation is performed. As a homeowner, you could build up equity in your home over time, when you pay down your home loan and if the value of your property grows.
By way of example: If your property is worth $500,000 dollars, and you still owe $300,000 dollars on your home loan, you would have $200,000 dollars in equity at that point in time. You may be able to use some of this equity as a deposit to borrow money to pay for your next home move, whether that is renovating, building a home or buying your next home.
You could use some of the estimated total equity in your property to borrow money to fund your next home move. The amount you could borrow, also known as ‘useable equity’ is generally 80% of the estimated property value, minus loan balance (inclusive of any redraw amount). You could potentially borrow more than 80%, however in such a scenario you may need to take out Lenders Mortgage Insurance (LMI). For example, $800,000 estimated property value x 80% minus $400,000 loan balance (including redraw) = $240,000 useable equity.
An increase in your home loan may impact your mortgage repayments and the amount of interest you pay on your home loan. You can estimate your repayments or speak to an ANZ Home Loan Specialist to find out whether this is possible for you and what your repayments could be, if you wish to access the useable equity that may be available to you.
If you are an existing ANZ home loan customer, you could extend finance on your existing home loan to access equity. If you have your home loan elsewhere, you could refinance over to ANZ. An increase in your home loan may impact your mortgage repayments and the amount of interest you pay on your loan. You should make your own enquiries and obtain independent financial and legal advice before deciding whether to use your equity to invest in property, renovate or deciding the price you are willing to pay for a property.
To estimate the value of your property, you may want to consider factors including:
To know how much equity you have in your home at a point in time, subtract what you currently owe on your home loan (being the outstanding loan balance, inclusive of any redraw amount) from your bank's current valuation of the property.
